We have a loan that closed where the borrower's father passed away and left his house to him and his two brothers. With our new loan, our borrower paid off the existing mortgage and paid the two brothers their one-third equity in the house.
Red: I saw your second post, but I still think the son has legal ownership because of the father's will. I don't think this is a "purchase" for HMDA. It's very much like a "refinance" but he wasn't on the previous loan, so I'm with hmdagal - call it "Other".