We do our own flood determinations. On FEMA when entering the address of the property states the county and unincorporated area, but on the map panel it states the county and incorporated area, but also on the panel it shows other communities also. How do we show the community name on the form?

The community name is based on the first 6 digits of the map number. You can check the community name in the community status book:

https://www.fema.gov/national-flood-insurance-program-community-status-book

A community may have a number of different panels that reflect different portion of the community as a whole.

On this particular one it states it has been converted in which is has, but this firm states county and state and incorporated areas and then the panel number and below that contains my community # if that number is in an unincorporated area is my community name _________ county, state and unincorporated areas

example: not real map # right hand corner 400790550C, but the this also contains another community with #123456 which is my community and it is unincorporated.

Why don't you provide a real map number so we can see what you are talking about? You are giving us numbers that don't mean anything.

40079C0550C

Your community is LE FLORE COUNTY ALL JURISDICTIONS

Which then includes:
83 FIRM Panels and 75 LOMCs in that community

Our community# is 400484 and when you enter the address on FEMA is show unincorporated area

Sorry - you are correct - it is only Leflore County

Ok, on the community name can we state Leflore County, Oklahoma and Unincorporated Areas?

It is ok to list as above and no lomc changes?

Each panel has a panel number and community number. When there is only 1 panel (i.e., a flat map), the community number will consist of only 6 digits.

Example: Monterey County, CA 060195-1025 (The first 2 digits of the number identify the state and the next 4 digits identify the community. The last 4 digits identify the map panel.).

400484 = Leflore County

https://www.fema.gov/cis/OK.html

If you are doing your own determination, then yes, you have to check for any Letter of Map Change (LOMC) (these include the Letter of Map Amendment (LOMA), Letter of Map Revision (LOMR) or similar FEMA Map Letter(s)) applies to the subject property and indicate as appropriate.

Detailed instructions on completing the form can be found here:

https://www.fema.gov/media-library-data/..._32_06_2016.pdf

At approx. $8 a pop for a getting a SFHDF from a vendor that also includes an indemnity to the bank and the customer for errors, I am not sure why a bank would choose to do this themselves.