Looking to confirm, when we're talking units we're only listing the number of residential 'dwelling' units correct?
Doing a loan for a "20 unit" according to the lender, but after looking closer there are 19 residential units and one office unit, I'm assuming I'm going to list this for HMDA as 19 units?
This line in the compliance guide is throwing me off: "or other rentable space that are ancillary to the operation of the secured property if it considers such units under its underwriting guidelines or investor guidelines, or if it tracks the number of such units for its own internal purposes."