I recently started with a new bank. It's examined by the Fed. In looking through some of the flood loan files, I noticed for proof of coverage they used the Lexis Nexis insurance tracking notices instead of obtaining a copy of the declaration page for flood insurance renewals. My past experience with the Lexis Nexis tracking notice is that it isn't always accurate plus having worked for FDIC and OCC banks, the FDIC and OCC always wanted copies of declaration page to show proof and said the insurance tracking notice isn't sufficient. Not being familiar with the Fed examiners yet, do I need to make this an issue and have the staff retroactively obtain the declaration pages for those that only had the Lexis Nexis insurance tracking notice?