Daisy,
Not necessarily. As you said, when we make reference to round dollar amounts it may be for any thousands ($5,000, $4,000, $3,000, etc.), but may also include transactions like $8,700, $6,300, $5,100, etc.
Some customers round their deposits to make it easier to prepare their deposits.
If you are trying to build a scenario in your AML software, I agree with ABCbank.
Maybe you can share why you are asking so that we have a better understanding.
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TryingToComply
CRCM