I'm sure you do, Pam. My guess is that someone at Kaycee's bank is wondering if it would be more efficient to jam the two together, And Kaycee is trying to see if there's a requirement that they be separately stated. Problem is, it's most likely one of those DOB opnions or guidance documents that dates back to before Tom Curry's days as Commissioner and can't be found on the DOB website.
By the way, Kaycee, welcome to BankersOnline's discussion forums.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8