This was a personal check from another bank, to open the account with us for $10,000, and we held the entire amount. We were told that a "New Account" can be held up to 9 days, but it still needs to be listed as an extended hold, even if it is 1, 2, 3, etc days. To me that doesn't make sense. I will have to check our new account disclosures to see exactly what it says.