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#2195415 - 10/15/18 04:48 PM Adverse Action-Certified Mail
iheartcompliance Offline
100 Club
Joined: Jan 2016
Posts: 239
Is there any requirement in FCRA or ECOA that requires the Adverse Action notice be sent certified mail?

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#2195438 - 10/15/18 06:38 PM Re: Adverse Action-Certified Mail iheartcompliance
Adam Witmer Offline
Power Poster
Joined: Sep 2010
Posts: 2,662
No.

That said, I am guessing you are asking because you currently send them via certified mail and are thinking about discontinuing this process. Before you discontinue it, make sure the certified mail wasn't the only way you were documenting that delivery of the AA notice. If it was, you will need to change your procedures so that you document when the notice was sent.
_________________________
Adam Witmer, CRCM

All statements are my opinion, not those of my employer, and should not be taken as legal advice.
www.compliancecohort.com

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