The deposit account agreement for savings accounts, MMDAs and NOW accounts need to include a statement that the bank reserves the right to require at least 7 days' advance notice of an intended withdrawal from the account.
Pursuant to comment 4(b)(5)-1.iii. to Regulation DD, you do not need to disclose (as part of your TISA disclosures) reservations of right to require notices for withdrawals from accounts required by federal or state law, but you are required to disclose the limitations required by Regulation D on the number of withdrawals or transfers from a savings account or MMDA.
The Call Report doesn't list accounts, it provides a total count or amount for accounts by type. Your Call Report staff should be able to tell you how an account is coded to have its balance included in specific totals in the Call Report (class codes, for example). But a more practical place to find this information would probably be your operations back office staff. Ask them how they recognize a NOW account, for example.
John S. Burnett
Fighting for Compliance since 1976
Bankers' Threads User #8