Filing a CTR on a husband and wife.
The portfolio address is 123456 State Hwy X.
The wife's DL has an address of 123456 State Hwy X
The husband's DL has an address of 123456 State Road X

Should I make the husband's match the wife and port or should I make his match what his drivers license is showing?

I would look it up and see which of the two is accurate.

While I don't disagree with your advice...if an auditor/examiner were to look at it, they would want the information to match up with the legal document issued for the customer, right? In this case, our legal document is where the discrepancy is.

That might be an auditor's view, but law enforcement officers need an address that will take them to the location where they can interview and possibly arrest the person if wrongdoing is suspected.

is it possible that one has a much older drivers license and the road name changed? because a few years back my lovely state did that to a bunch, and if you had a new license it read the new way and an old one read the old way. of course, in many states, "state road" and "state hwy" are interchangeable terms and this is a non-issue for me.

but if you are concerned what your audit team will do, then i suggest picking up the phone and calling the audit manager and posing the question to them. or send them an email so you will have it in writing. same with your regulatory contact if worried about them.

Thank you all for you input!

The wife probably had it right.... ;0

I am reminded by one of my mentors (even at my age I pay attention to those wiser than I) that there is no earthly law decreeing that husband and wife must have the same address. It may not be the "norm," but there are doubtless thousands of married couples who don't live under the same roof.

Although many towns and cities have made attempts to eliminate lookalike addresses like First Avenue and First Street, I have seen many cases where "state highway" and "state road" refer to the same stretch of pavement.

Check the address on the USPS website. If they are the same, it will tell you which format USPS wants it in for mail delivery purposes.

https://tools.usps.com/zip-code-lookup.htm?byaddress