Currently our company performs pre-qualifications for borrowers. We provide a Credit Score Disclosure Notice to the borrower that our LOS generates automatically when credit is pulled, but I'm wondering if that's all that we should be sending disclosure-wise to the borrower. We do prepare adverse action notices when we adverse a pre-qual request, but I'm asking for the pre-quals that aren't adverse.

Appraisal notice?

a creditor shall mail or deliver to an applicant, not later than the third business day after the creditor receives an application for credit "that is to be secured by a first lien on a dwelling"