I've recently started with a new Bank that offers customers Ready Reserve. I have not dealt with this before and am diving back into 2009 Credit Card rules crazy

Am I correct that the Ready Reserve Statement should follow all of the rules of the PLOC? If so, does anyone have experience with Finastra's Core System, Sparak? It seems to me, to be compliant with the statement requirement, I would need to set up the Ready Reserve as a Loan instead of setting it up on the DDA. I would greatly appreciate anyone's knowledge on this. I'm not finding anything helpful in my Resource Center.

Thanks!