Hate to admit this, but this is the first time I've heard of this. Fed is closed. Is the below accurate?

Veterans Day
Sunday, November 11, is Veterans Day. Our offices will be closed on Monday, November 12, in observance of the holiday. Our next Daily Compliance Briefing will be published Tuesday, November 13.

We remind our readers that Monday is a business day under Regulation Z for the purposes of counting business days in the rescission period, the number of business days before closing that a consumer must received the closing disclosure under TRID rules, and other situations when the "precise" business day definition is used, even if an institution isn't open for business.

Yes - Veteran's Day is date specific and it falls on Sunday. RofR and Closing Disclosure timing has nothing to do with whether or not the creditor is open for business.

That not everyone has seen that is the reason I included it in the Daily Briefing on the Friday before Veterans Day. Where can you find it in the regulation? The last two sentences in comment 2(a)(6)-2. There are four federal holidays to which it applies. They are all designated as specific dates in 5 U.S.C. 6103(a) -- January 1, July 4, November 11 and December 25. The other six federal holidays all fall on specified weekdays (Mondays for MLK, Jr. Birthday, Presidents Day, Memorial Day, Labor Day, Columbus Day; Thursday for Thanksgiving Day) and not on fixed dates.

This issue will come up again next in 2020, when July 4 is a Saturday. After that it happens frequently in 2021 and 2022. In 2021, July 4 is Sunday and Christmas is on Saturday. In 2022, of course, January 1 will be a Saturday, and Christmas will be a Sunday.

I agree. We also put this out in a recent blog:
https://www.bankerscompliance.com/observing-veterans-day/

"Business day" is a defined term. Definitions matter.