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#2198321 - 11/15/18 06:20 PM Multiple Pulls Same AUS
Skittles Offline
10K Club
Joined: Sep 2002
Posts: 13,963
Good afternoon,

We may have loans that are originated where the bank obtains multiple AUS results from the same system (ex. LP) with the same result. The mortgage department is putting these separately on the LAR. We have performed research with the FIG, Getting it Right, and different handouts from seminars and can't find anything to fit this situation. Would we be correct in reporting these only once since it's one AUS with the same results (ex. eligible/accept) - or should we report them multiple times?

Thank you!
My Opinions Only

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#2198326 - 11/15/18 06:33 PM Re: Multiple Pulls Same AUS Skittles
TMatt87 Offline
Diamond Poster
Joined: May 2011
Posts: 1,910
We only report the final result for the AUS. We seem to run a lot of scenarios through AUS, so if we reported them all, we would reach the 5 limit almost every time. If we use different AUS types in the same transaction (i.e. change from FHA to conv.), we report those separately.
All opinions are my own, not my employer's

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