I haven't been able to locate a clear answer to this.

If we are relying on a previous service provided for a property, are we still required to disclose the fee on the LE and CD? This comes up most commonly with previous surveys performed.

I know pre-TRID, there were some nuanced expectations of how this would be required to be disclosed on the GFE and HUD.

No - it is not a fee (closing cost) for a required service for this specific loan.

That is precisely what I thought. Thanks.

What about the cases where you use a service that would need to be paid for from a previous loan? For example, if you relied on an appraisal for an FHA loan that was transferred and needed to reimburse the original borrower per HUD rules by charging the new borrower. Would you list the service as a fee since there will be a charge and who ultimately gets listed since the original appraiser was already paid?

If is a required fee that they have to pay to get the loan, then it would have to be disclosed. The bank is getting the payment at this point.

That's what we've been showing, but the original post made me think twice! Thank you!