We do a one-time construction to perm close. I am wondering about the loan product field. Our term is a 9-month interest only construction phase which then goes to a 10/1 ARM (ARM rate is known at consummation). We are disclosing the product as follows: 9 mo. Interest Only, 10/1 Adjustable Rate. Encompass is automatically changing the product to: 9 mo. Interest Only, 10.75/1 Adjustable Rate. We are able to change it back to what we originally entered, but wondering if we should be leaving as Encompass is? Our thought is that the first option is correct, and that Encompass is incorrectly changing it.