And I'll repeat -- contact legal counsel. If the property is trash(ed), you may not want to foreclose, but the executor of the estate may not want to do anything about it. Legal counsel will be able to tell you if there are city ordinances that make the bank responsible for maintaining the property, etc. You need to know what your options are, and counsel is where you find out.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8