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#2206886 - 02/22/19 07:13 PM Flood Zone(current zone) not on Policy/Dec Page
mdog76 Offline
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Joined: Jan 2007
Posts: 645
Is it a problem if on the flood declarations page that Flood Risk/Rated Zone as AE but the Current Zone is blank? Insurance is saying it can't be printed with current zone populated.

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Flood Compliance
#2206894 - 02/22/19 07:50 PM Re: Flood Zone(current zone) not on Policy/Dec Page mdog76
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 79,637
Galveston, TX
Not sure why that would be, but as long as it is rated in the correct zone, you should be fine.
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#2206905 - 02/22/19 08:26 PM Re: Flood Zone(current zone) not on Policy/Dec Page mdog76
mdog76 Offline
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Joined: Jan 2007
Posts: 645
Does it matter if it commercial property? I'm being told that the Current Zone will only show if it a Preferred Risk Policy or it is a different zone from the Risk/Rated Zone.

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#2206910 - 02/22/19 08:44 PM Re: Flood Zone(current zone) not on Policy/Dec Page mdog76
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 79,637
Galveston, TX
Flood Risk/Rated Zone (Indicate field name)
Provide the 1-to-3 character NFIP flood zone used to determine the premium rate.

Current Flood Zone
If the premium rate uses a Flood Risk/Rated Zone that is other than the NFIP flood zone determined on the current FIRM due to the application of the Grandfather rules, or the Preferred Risk Policy (PRP) Eligibility Extension, indicate the Current Flood Zone (the zone not used for rating). If Grandfather rules and/or the PRP Eligibility Extension do not apply, the premium rate must be determined with the current flood zone.
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#2206917 - 02/22/19 09:05 PM Re: Flood Zone(current zone) not on Policy/Dec Page mdog76
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 79,637
Galveston, TX
If you want to see what all is required on a dec page - go here - attachment E

https://nfipservices.floodsmart.gov/sites/default/files/w-18021a.pdf
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#2207990 - 03/06/19 07:50 PM Re: Flood Zone(current zone) not on Policy/Dec Page rlcarey
vdavis Offline
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Joined: Mar 2019
Posts: 13
After reviewing some flood declarations, it was found that a few declarations have the current zone blank. Is it necessary to list the current zone, since the flood risk/rated zone already has AE or VE ??

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#2208016 - 03/06/19 09:06 PM Re: Flood Zone(current zone) not on Policy/Dec Page mdog76
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 79,637
Galveston, TX
Did you read attachment E in the document I linked in my last post?
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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