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#2207250 - 02/27/19 04:14 PM Coverage for an ice machine?
RR Becca Offline
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RR Becca
Joined: Sep 2004
Posts: 5,245
out of the frying pan...
I apologize if this is a dumb question, but I just do not seem able to sort it out on my own this morning so I beg your patience and advice!

We've got a paved lot in a flood zone A with one of those bulk ice vending machines sitting on blocks in the middle of it. The machine does not have a building around it (thought it does have an attached roof) nor is it 'attached' to the ground by anything other than blocks, wiring, and a water line. We will have a deed on the land and a UCC on the machine. What, if any, would our flood insurance requirements be for this?
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Flood Compliance
#2207257 - 02/27/19 05:07 PM Re: Coverage for an ice machine? RR Becca
RockChucker, CAMS Offline
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The Country
It does not sound like that would qualify as a structure.
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#2207274 - 02/27/19 05:54 PM Re: Coverage for an ice machine? RR Becca
Skittles Offline
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TN
I agree. If it doesn't have two walls and a roof it's not a structure.
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#2207284 - 02/27/19 06:25 PM Re: Coverage for an ice machine? RR Becca
RR Becca Offline
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RR Becca
Joined: Sep 2004
Posts: 5,245
out of the frying pan...
OK, thanks y'all! That's where I wanted to go with it but the roof and UCC were throwing me for a loop. crazy
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#2207460 - 02/28/19 08:02 PM Re: Coverage for an ice machine? RR Becca
RR Joker Offline
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RR Joker
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The Swamp
I would venture to say it definitely has two walls and a roof...but it does not sound like it's actually attached and usually those are easily moved away. Therefore, I would not think it would meet the definition of a structure for flood.
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