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#2207414 - 02/28/19 05:06 PM Fair Housing Act
OnTheEdge Offline
Diamond Poster
Joined: Apr 2002
Posts: 1,677
SmallTown, USA
Some how I have convinced myself that under Fair Housing Act Marital Status is required in most all cases even for HELOCs. We are not a HMDA reporter and I am familiar with Reg B's requirements.I know HELOC's don't require gov't monitoring info, but as I said I just think marital status info should be collected for all consumer real estate transactions. Agree/Disagree?
The opinions expressed are mine and do not necessarily reflect those of my employer.

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Fair Lending
#2207461 - 02/28/19 08:08 PM Re: Fair Housing Act OnTheEdge
rlcarey Online
10K Club
Joined: Jul 2001
Posts: 77,638
Galveston, TX
What portion of the Fair Housing Act are you referring to.
The opinions expressed here should not be construed to be those of my employer:

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#2207880 - 03/05/19 10:50 PM Re: Fair Housing Act OnTheEdge
Reads Regs Offline
Diamond Poster
Joined: Nov 2004
Posts: 2,285
There is no reference to marital status in HUD's regulations that implement the Fair Housing Act.

Certain national banks collect data pursuant to the following OCC regulation. It includes a reference to marital status.
Opinions expressed are my own and not necessarily those of my employer. They are not legal advice.

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