Agree.
Where people sometimes trip over themselves is when they quote a certain provider's estimated recording, but then the customer uses a different provider who uses a longer Deed, etc...Well, there 'big' fees are no longer a part of that 10% bucket because they are not on your shopping list, but their recording fees are higher and you didn't cover for those on your LE and suddenly you exceed tolerance.
I use the higher recording in my market for this very reason...I've had one too many tolerance issues because of the difference in recording from one provider to another