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#1720485 - 07/17/12 12:09 PM
Junior Achievement?
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10K Club
Joined: Dec 2002
Posts: 40,766
Turnpike Exit 10
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Has anyone worked with their local Junior Achievement using a JA Day for CRA credit? Thanks.
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Get your facts first, then you can distort them as you please. - Mark Twain
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#1720568 - 07/17/12 01:50 PM
Re: Junior Achievement?
Kathleen O. Blanchard
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100 Club
Joined: Dec 2008
Posts: 137
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In our case it is usually done as financial literacy in Title 1 schools.
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#1720571 - 07/17/12 01:51 PM
Re: Junior Achievement?
Retired DQ
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Platinum Poster
Joined: Apr 2005
Posts: 639
Out there
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Yes, and received CRA service credit for the banking/economics related courses we taught in Title 1 schools.
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#1720577 - 07/17/12 02:00 PM
Re: Junior Achievement?
Retired DQ
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10K Club
Joined: Aug 2002
Posts: 34,318
under the Lone Star
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Title 1 is not the same as greater than 50% eligible for free and reduced lunch. School leaders usually don't get that distinction.
Although with nearly 50 million people on food stamps there are a plethora of schools with a majority of students that are classed as economically disadvantaged.
_________________________
Societies that do not find work in and of itself "pleasing to God and requisite to Man," tend to be highly corrupt.
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#1720585 - 07/17/12 02:12 PM
Re: Junior Achievement?
Pale Rider
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100 Club
Joined: Dec 2008
Posts: 137
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You are right, sorry, I used sloppy short hand. We also verified that the Title 1 schools are majority free or reduced lunch and that that equated to low or moderate income for our MSA's.
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#1722840 - 07/24/12 06:51 PM
Re: Junior Achievement?
Retired DQ
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Power Poster
Joined: Mar 2004
Posts: 6,172
Further South than I wanna be.
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If you are an OCC bank be careful about the way you qualify the school. They have told us that we can only use the % of students qualifying for the free lunch program and not the reduced. They used to make us verify the the majority of the schools students were at less than 200% of the poverty rate so this is much easier, even if it doesn't match what the other agencies do.
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Life is not the way it's supposed to be. It's the way it is. The way you cope with it is what makes the difference.
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#2068323 - 03/09/16 10:21 PM
Re: Junior Achievement?
Retired DQ
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Diamond Poster
Joined: Aug 2012
Posts: 1,709
48.934476, -114.343735
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So am I mistaken in thinking that teaching financial literacy to an elementary or middle school kid (qualified as majority LMI) would count for CRA credit? I guess in the long-run it will help them to perhaps ascend out of poverty, but can we get credit for helping the kid? I thought we were supposed to be serving the parents?
Admittedly a new CRA guy here.
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Maybe you just wanna fly the plane yourself. Well good luck pressing take off, then auto pilot, then land.
CRCM
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#2068336 - 03/10/16 12:54 AM
Re: Junior Achievement?
Retired DQ
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Diamond Poster
Joined: Dec 2013
Posts: 1,399
CA
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Norman, it does count - you just have to document it. We are FDIC regulated - Based on exam last year they allow % of free AND reduced lunch students (which apparently differs from the OCC). The website they recommended I use is: http://www.publicschoolreview.com/Good Luck!
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The opinions expressed are mine, do not represent the opinions of my employer, and they are not to be taken as legal advice.
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#2068395 - 03/10/16 03:38 PM
Re: Junior Achievement?
Retired DQ
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Diamond Poster
Joined: Aug 2012
Posts: 1,709
48.934476, -114.343735
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Interesting. I guess we will pursue this route. One of the schools is in our area and has 51% of students receiving free lunch with 60% of the total enrollment receiving free or reduced.
_________________________
Maybe you just wanna fly the plane yourself. Well good luck pressing take off, then auto pilot, then land.
CRCM
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#2068420 - 03/10/16 04:20 PM
Re: Junior Achievement?
Retired DQ
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Diamond Poster
Joined: Aug 2012
Posts: 1,709
48.934476, -114.343735
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I'm never left surprised with the things I learn on a weekly basis doing this job.
This makes complete sense, and I hadn't considered it before.
_________________________
Maybe you just wanna fly the plane yourself. Well good luck pressing take off, then auto pilot, then land.
CRCM
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#2068515 - 03/10/16 08:01 PM
Re: Junior Achievement?
Retired DQ
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10K Club
Joined: Aug 2002
Posts: 34,318
under the Lone Star
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There are a certain number of MSAs around the country, and they change from year to year, in which the dollar limit for reduced lunch is higher when compared to less than 80% of the median family income for that MSA. That is why you must always be careful when using FRL as a proxy for LMI. Hence, the OCC's concern about making blanket statements that the FRL program is a proxy for LMI. It is not.
Heretofore, this has impacted me in the Texas cities of Odessa, Abilene and Wichita Falls. It is frequent to find these MSAs in California and Florida as well.
_________________________
Societies that do not find work in and of itself "pleasing to God and requisite to Man," tend to be highly corrupt.
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#2211540 - 04/18/19 06:39 PM
Re: Junior Achievement?
ckme
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100 Club
Joined: Aug 2018
Posts: 116
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IF you are using your financial expertise, or providing workforce development--then that is as far as your examiner should be made aware of about the event, and the qualitative elements like hours, and amount of students served.
1. JA only qualifies if the students are from an LMI School, or benefactors of a nonprofit that predominately serves LMI people. 2. You get credit by each activity performed. 1 person = 1 activity no matter the students or hours served per day. All the other pieces are qualitative elements that build weight to the activity itself.
Remember, schools qualify if they: 1. Have a majority of students on FRL; or 2. The school is in an LMI, middle-income distressed, or underserved census tract; or 3. The school is a recipient of the Title-one school wide program.
Remember, schools are considered nonprofits if government run--so the Q&As about services to nonprofits apply here.
Additionally, if a daycare is also from an LMI area, and they go to JA then that would qualify as well.
Document! Document! Document!
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#2213421 - 05/13/19 02:10 PM
Re: Junior Achievement?
ckme
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Platinum Poster
Joined: Nov 2010
Posts: 978
USA
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At my old shop, we regularly sent teams to JA events and always received credit. We usually presented a number of students taught per bank employee.
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