If you're wanting something from Reg CC.... where's your reason for the hold? Customer request isn't a listed reason. And if the check hasn't been returned I can't see that a Reasonable Doubt exception can be used. Besides that - you can't hold the funds that long anyway.
Of course, this all assumes the deposit is made to a checking account. If it's a savings account, I just simply agree with Randy.
I reject your reality and replace it with my own.