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#2216327 - 06/24/19 04:22 PM MSA Changes and the Public File
CRAzy_lady Offline
Joined: Dec 2012
Posts: 56
Last September when MSA delineations were revised, a county in my bank's assessment was "moved" from one MSA to another one. Normally, I simply run reports for branch addresses and geographies, assessment area details, and maps from my HMDA/CRA data system to include in the bank's public file. My HMDA/CRA data system has not yet been updated with the MSA revisions or 2018 demographic data.

I can manually change the MSA codes in these reports, but it won't necessarily match the demographic data that is included. Has anyone else run into similar issues as a result of MSA revisions and a delay in system updates?

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#2216555 - 06/26/19 07:06 PM Re: MSA Changes and the Public File CRAzy_lady
mrogersfib Offline
100 Club
Joined: Aug 2018
Posts: 116
I think the standard is to follow FFIEC, and when they release their revisions in accordance with the OMB. If FFIEC has it listed here: ( then I would say you are good to go to update vs not.

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