We made a large construction loan with the funds wired to a title company. The wired funds should have been reflected on page 3 of the Closing Disclosure under "Payoffs and Payments." The CD signed at closing did not have that figure there. Thus, the "Calculating Cash to Close" section showed the "Cash to Close" as being a very large amount to the borrower. A corrected CD with the wire reflected on page 3 was sent to the borrowers 37 days after the loan consummation date. The correction reduced the "Cash to Close" figure significantly. The "Loan Calculations" figures on page 5 of both CDs are the same. Do we have a TRID violation because the corrected CD was not sent within 30 days? Thank you.

I have no idea what you are referring to. The customer had to come up with the cash to settle the transaction at closing. What was wired to the title company, by the lender or the customer has nothing to do with the CD. If the customer had to come up with $100,000 as cash to close and they wired that money to the title company for settlement purpose, the wire itself would never be reflected on the CD.