Thank you.
Apparently, management is under the impression that it should not cause it was not "pre-existing".
With your assistance and guidance, I really appreciate it.
Now, I'll need to ensure that there is a citation within the regulation that says such or interprets such as it is very vague
Hopefully, I find that section and in addition, I'll provide this section as well..."
d) DEFINITIONS.—In this section:
(1) INTEREST.—The term ‘interest’ includes service charges, renewal charges, fees, or any other charges (except bona fide insurance) with respect to an obligation or liability.