(2-80) Paragraph 4(a)(23)—Debt-to-Income Ratio.
Enter, as a percentage, the ratio of the applicant’s or borrower’s total monthly debt to the total monthly income relied on in making the credit decision. Use decimal places only if the ratio relied upon uses decimal places.The HMDA Platform can accept up to 15 decimal places and can accept negative numbers for Debt-to-Income Ratio.
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