Customer opt'd out of ATM and one time debit card ODP.
On 10-3 the customer withdrew $20 from a foreign ATM and was charged an ATM fee of $1. The $1 ATM fee caused the account to overdraw $1. After day 4, the bank began assessing a daily OD fee. Since the ATM fee is part of the ATM transaction, should the bank be assessing the daily OD fee?
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