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#2225272 - 11/07/19 06:33 PM Closing Disclosure Timing ESIGN.
Dodge Offline
Gold Star
Joined: Mar 2010
Posts: 266
Going over time frames with the Closing Disclosure and E-SIGN for procedures. Closing Disclosure is electronically sent to the customer today, November 7, 2019, customer opens and electronically signs on November 8, 2019. Closing can occur on November 13, 2019? If they open it on November 12th closing can occur on November 15th?

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TRID - TILA/RESPA Integrated Disclosures Rule
#2225278 - 11/07/19 06:47 PM Re: Closing Disclosure Timing ESIGN. Dodge
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,517
Bloomington, IN
If you have documentation they received the disclosure on 11/8 then you can close on 11/12 (3 business days of receipt).

If you delivered the disclosure on 11/7 then you can close on 11/14 regardless (6 business day presumption of delivery).
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The opinions expressed are mine and they are not to be taken as legal advice.

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