If your disclosures are current and all the services and limitations and contacts are disclosed, there is no need to redisclose as the consumer has been advised of what is applicable. In some cases a third party may be responsible for Reg E (1005.14) and they may make disclosures.
At the heart of the issue is that so long as you have made disclosures within a reasonable time and they are still accurate, there is no need to redisclose, although you are free to do so.
My opinions are not necessarily my employers.
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell