We provided a Loan Estimate detailing a fixed rate loan. The applicant is now asking for an ARM. We would provide our early ARM disclosure and the CHARM booklet. No fees are changing - so a revised Loan Estimate is not required. Correct? We will show the product change on our Closing Disclosure. I understand we can provide a revised LE for informational purposes only but want to make sure it is not required since a lot of the detail on the LE will no longer be accurate.) Thank you.