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#2227732 - 12/18/19 09:36 PM Construction Method
ADN Offline
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Joined: Mar 2007
Posts: 221
How do others determine the construction method for a VA IRRL loan where no appraisal was required? The AVM does not indicate this information, so right now I have no documentation in file to support what we are reporting.

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#2227733 - 12/18/19 09:48 PM Re: Construction Method ADN
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,226
Galveston, TX
Google Earth?? Should be able to make an educated guess if you can see the structure - especially if it is two story or something else that allows you to tell is not a manufactured home.
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#2227743 - 12/18/19 11:10 PM Re: Construction Method rlcarey
ADN Offline
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Joined: Mar 2007
Posts: 221
Google earth it is! Now I just hope that will make examiners happy!

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#2227783 - 12/19/19 04:34 PM Re: Construction Method ADN
Moman Offline
Platinum Poster
Joined: Jul 2004
Posts: 505
WA
In our area, this information is readily available from the applicable County Tax Assessor's website.

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#2227820 - 12/19/19 09:39 PM Re: Construction Method ADN
Melissa S Offline
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Melissa S
Joined: Jan 2015
Posts: 374
Maine
I do a Google search for the address and then look at Realtor pages that come up with that address. Usually a good picture of the "dwelling" that way. I've found Google Earth to be off a bit on the address.
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#2227912 - 12/23/19 01:36 AM Re: Construction Method ADN
Kathleen O. Blanchard Offline

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Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,293
Why not start by asking the customer?
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