When completing application on the part that states title will be held and how title will be held. Does this mean John Doe a single person if that is how it is on deed or does this mean how the mortgage will state. Property on deed is only vested in 1 name as single person but person is now married but he is the only one applying for loan but I know both have to sign mortgage.
Just confused on what should be in those 2 areas.

There are no regulations that govern the completion of the URLA. Even the GSEs provide little guidance. An applicant likely does not know any State law or requirement of how they might be required to be listed on a warranty deed. If John Doe intends to title the property in just his name, he would complete it as just John Doe and indicate solely. If multiple people of title is would be tenants in entirety, joint tenants, etc. This is really only applicable on purchase transactions. What goes on a warranty deed and deed of trust is a legal issue.

In most States, even a community property State like Texas, a married individual does not need a spousal joinder to purchase property.