I could use some help. Can someone tell me the required contents/disclosures for notices/letters on past due residential mortgage loans.
I understand the requirement/timing for the SCRA notice but that's all. I think it's the homeownership counseling issue that I'm wrangling with and when can you start mentioning foreclosure? I have all this banks old collection letters but struggling to know if they are still adequate.
I've said it once and I'll say it again - mortgage servicing is not my forte.
Just working here until I get my letter from Hogwarts.