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#2230199 - 02/04/20 04:22 PM Rental Cabin - Flood Policy
mdog76 Offline
Platinum Poster
Joined: Jan 2007
Posts: 645
Would a rental cabin be considered residential or non-residential when considering the NFIP limit? When we made the loan we used the residential value and I'm thinking we might have made a mistake.

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Flood Compliance
#2230202 - 02/04/20 04:33 PM Re: Rental Cabin - Flood Policy mdog76
Adam Witmer Offline
Power Poster
Joined: Sep 2010
Posts: 2,629
12. What are examples of nonresidential buildings?
Answer: Nonresidential buildings include those used for small businesses, churches, schools,
farm activities (including grain bins and silos), pool houses, clubhouses, recreation, mercantile
structures, agricultural and industrial structures, warehouses, hotels and motels with normal room
rentals for less than six months’ duration, nursing homes, and mixed-use buildings with less than 75
percent residential square footage.
_________________________
Adam Witmer, CRCM

All statements are my opinion, not those of my employer, and should not be taken as legal advice.
www.compliancecohort.com

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#2230203 - 02/04/20 04:36 PM Re: Rental Cabin - Flood Policy mdog76
mdog76 Offline
Platinum Poster
Joined: Jan 2007
Posts: 645
From that definition and its a residential structure I think we are fine.

Thanks for the help.

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