I'm aware of all the guidance out around disability pay (SSI and SSDI), the FHA and mortgage lending. We have a customer who is on disability, paid through his work (not SSI or SSDI), who has applied for an unsecured loan. He cannot afford the loan while on disability, but he may be able to afford it when he returns to work in 2-3 months. Can we deny this because he cannot repay the loan right now? Or do we need to consider his income once he returns to work, even though he won't be able to repay it over the next few months? TIA!