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#2230979 - 02/13/20 04:46 PM Reporting cosigner to credit reporting agency
Betty Banker Offline
Member
Joined: Sep 2015
Posts: 54
Requesting some assistance relating to how to handle credit bureau reporting for a cosigner on a loan. Loan activity for both borrower and cosigner was reported to credit bureau, however, it was determined when the loan became delinquent only the borrower information was being passed to credit bureau. The change in reporting is due to loan account being transferred from loan servicer to a collections service provider. In communicating with service provider to correct reporting of loan performance, would this fall under a data integrity issue or a fair lending concern? Thank you.

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#2230980 - 02/13/20 04:54 PM Re: Reporting cosigner to credit reporting agency Betty Banker
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 78,922
Galveston, TX
Definitely a data integrity issue. I am having a hard time seeing a fair lending issue.
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