Legal recognition of e-docs and digital signatures is universal--both ESIGN and your state's UETA apply across the board. They are like a free license. The benefits of these e-doc/sig laws are universal--there's no difference between consumers and non-consumers. The only difference (as Brian advises) is qualification. For non-consumers, all it takes is a simple agreement. For consumers, there has to be a "test drive" (or "handshake") before the agreement is valid.