Good morning. Just wondering how everyone is handing when they get a call from a customer when they are indicating they are affected by the Covid-19. We are giving deferrals to anyone who is indicating they are affected by Covid-19 crisis and not doing an analysis to see if they are truly affected or if maybe they would fit under a loss mit scenario instead. Any feedback or thoughts would be appreciated. Thanks!

We are doing the same as you.

We are giving deferrals to anyone who requests one without any analysis to determine if they are truly affected by COVID-19.