We are adding a new avenue for customers to make transactions. A shared-banking relationship. There is a minimal fee charged to the customer IF they use the service. I don't believe that this requires a 30 day advance notification, but wanted to see what others thought since this is new territory.

Thank you!

Since usage of this service is not a requirement to have the account, but rather an ancillary service it does not require a change in terms notice under Reg DD. However, the fee must be prominently disclosed in whatever agreement you provide to the customer when they enroll in the service prior to their use of the service or a fee being charged.

Yes, I had thought of the fee disclosure. But I always appreciate confirmation. Thank you so much for the quick response. Your help has been tremendous!