We sell and issue prepaid reloadable cards to customers. We load funds on the card, provide the physical card to the customer and review/provide the short form disclosure, but that is it...we do not maintain the account behind the card. Currently the short-form disclosure is included in the pre-packaged card materials provided to the customer. Are we required to provide the long-form disclosure or is this on the card provider (the entity holding the account behind the card)? Want to be sure we are fulfilling all of our requirements of the prepaid rules.