When opening up a guardianship deposit account, for CIP purposes, who is the 'customer' that CIP information is obtained from and identity verification procedures conducted? The ward? The guardian? Both? #2) Whose information goes in the CIF record?
Since the ward lacks legal capicity, the guardian is your customer for CIP; however, for FDIC insurance/OFAC purposes, you may want to include the ward's information on your computer system as well.