If Edward's SSN is being used by the trust after Edward's demise, you have a problem. If there is still someone alive with a right to revoke the trust, his/her SSN should be used. If the trust is no longer revocable, it needs its own EIN, and the bank should insist upon it when contacting whoever is the current trustee.
No one can use a deceased person's SSN for any purpose, other than to file the deceased's final tax return.
Last edited by John Burnett; 10/07/20 01:39 PM.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8