Consent to Receive Communications Electronically..."I Accept"
What type of communications? Accept what? The system under development is for account opening, for which one-time regulatory communications are required. Typically, account-opening disclosures are "pushed." If you're opening deposit accounts, they will also be subject to periodic regulatory disclosure requirements. Typically, these recurring disclosures are "pulled." The demonstration you describe sounds OK for a system that always "pushes" .pdf documents. Unless the customer receives the periodic statement disclosures in the same manner, there's no demonstration that the customer will be able to "pull" the statement documents (regardless of file format) successfully.