The HUD citation contains a requirement for the SCRA piece as well. There isn't a specific requirement for a notice in the SCRA regulation itself that I am aware of. I came across something recently on the content requirements of the HUD notice that there is supposed to be reference to certain "mortgage software systems," but I have never heard or seen in practicality what that consists of. There is nothing of this nature on the "model" form I know of. Is anybody referencing mortgage software systems in their HUD delinquency notice?https://www.fdic.gov/resources/supe...examination-manual/documents/5/v-4-1.pdf
Contents of Notice
The notice must:
• notify the homeowner of the availability of any homeownership counseling offered by the creditor;
• provide either a list of HUD-approved nonprofit homeownership counseling organizations or the toll-free number HUD has established through which a list of such organizations may be obtained;
• if applicable, notify the homeowner by a statement or notice, written in plain English by the Secretary of Housing and Urban Development, in consultation with the Secretary of Defense and the Secretary of Treasury, explaining the mortgage and foreclosure rights of servicemembers, and the dependents of such servicemembers, under the Servicemembers Civil Relief Act (50 U.S.C. App. 501 et seq.), including the toll-free military one source number to call if servicemembers, or the dependents of such servicemembers, require further assistance; and
• notify the housing or mortgage applicant of the availability of mortgage software systems provided pursuant to subsection (g)(3).