If our Loan Estimate has signature lines for the borrower(s) to confirm receipt, is their any reason why there should be an additional "Acknowledgement of Receipt of Loan Estimate" in our initial disclosure packages? This "Acknowledgement..." states the borrower(s) are confirming receipt of the loan estimate and reiterates the loan estimate expiration date (which is also on p1 of the LE). I think it's redundant and unnecessary, but I want to be sure I'm not missing anything.
In addition, I thought the RESPA Servicing Disclosure requirement also went away with TRID because the language was included on p3 of the Loan Estimate under "Other Considerations"? We have non-reverse mortgage loans with a Servicing Disclosure Statements in the initial disclosure packages.
Thank you for your input!