Looking for some guidance on this issue, first time coming across the need. On a recent refinance transaction after the customer had come in to sign for closing the customer noticed that the appraisal fee was showing on the CD but apparently was promised it would be waived. In order to deal with this customer service issue now which is day 1 of the rescission period, can a credit be given on a post closing CD?? I am thinking that no changes that are in the form of an increase or a lender credit can be added during the rescission period and would need to have a resigning with correct fees showing. TILA does not seem to directly address this situation so I'm looking to see if anyone has had to deal with this before.