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#2244564 - 10/23/20 08:31 PM HMDA Geocode-FFIEC vs US Census
comply1 Offline
Junior Member
Joined: Sep 2017
Posts: 30
We have always validated our geocode by using the FFIEC site and our LAR reporting software also uses the FFIEC as its standard. However, we have a LOS vendor now who does not use the FFIEC and instead uses the US Census Bureau. There are several differences that I have found between what the FFIEC states is the correct census tract and the US Census Bureau. It is my understanding that most institutions use the FFIEC because that is the "unofficial preferred" method of examiners. Can anyone tell me if you are using the US Census Bureau to geocode, and why? Or FFIEC and why?

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#2244596 - 10/26/20 04:23 PM Re: HMDA Geocode-FFIEC vs US Census comply1
Truffle Royale Offline

10K Club
Joined: Jul 2003
Posts: 17,351
FFIEC because that's what my FED examiners use. end.of.story. wink

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#2244605 - 10/26/20 05:23 PM Re: HMDA Geocode-FFIEC vs US Census comply1
Skittles Offline
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Joined: Sep 2002
Posts: 13,963
Ditto Truffle's reply.
My Opinions Only

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