I think you need to focus on .74(f)(1)(ii). One of the requirements under .74(f) for the delivery of the no score Model H-5 disclosure is that the creditor "Does not obtain a credit score from another consumer reporting agency". I read that to mean that if you did receive at least one score, then you would use Model H-3 and report on that score.
1022.74(f) Credit score not available. (1) In general. A person is not required to provide a risk-based pricing notice to a consumer under §1022.72(a) or (c) if the person:
(i) Regularly obtains credit scores from a consumer reporting agency and provides credit score disclosures to consumers in accordance with paragraphs (d) or (e) of this section, but a credit score is not available from the consumer reporting agency from which the person regularly obtains credit scores for a consumer to whom the person grants, extends, or provides credit;
(ii) Does not obtain a credit score from another consumer reporting agency in connection with granting, extending, or providing credit to the consumer; and
(iii) Provides to the consumer a notice that contains the following:
The opinions expressed here should not be construed to be those of my employer: PPDocs.com