I assume this is charged when the debt is extinguished and is not prepaid at consummation?
Years ago we had a big to-do because liens had to be released and lenders charged the fee when the loan was made. But when the loans were paid off, the filing fees had gone up and they either wanted more money from the borrower or didn't release the lien.
I suppose one question is, are you required to file this or to just provide it to the borrower, and then does state law allow a fee to be imposed? If a fee is allowed, is a markup allowed?
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Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell